“I could tell you, loan by loan, what Bank of America was generating in a neighborhood,” said Dan Immergluck, a professor of housing policy at Georgia Tech. “I could not get that for” Fannie and Freddie. Speaking of Fannie Mae and Freddie Mac, called government-sponsored enterprises, he said: “I wanted the public to know what kind of loans the GSEs were buying and investing in. And we didn’t want the subprime stuff to count toward the housing goals. I think the general conclusion is that it did.”