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  <created>1793730066</created>
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  <title><![CDATA[Preparedness Budgeting + Holiday Budgeting]]></title>
  <body><![CDATA[<p>This seminar provides a basic foundation and understanding of personal finance, covering essential budgeting tips and strategies for long-term success. Participants will also learn how to manage their household budgets, save emergency funds, and stay financially fit. We will discuss how to consolidate and break free from debt, and a few holiday saving tips!</p><p>Date: Wednesday, November 4, 2026</p><p>Time: 11:00 am-noon</p><p>Location: Hybrid (Teams for virtual and in-person at Student Center - Peachtree Room)</p>]]></body>
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      <value><![CDATA[This seminar provides a foundation and understanding of personal finance, covering essential budgeting tips, and strategies for long-term success.]]></value>
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      <value><![CDATA[<p>This seminar provides a foundation and understanding of personal finance, covering essential budgeting tips, and strategies for long-term success. Participants will also learn how to manage their household budgets, save emergency funds, and stay financially fit. We will discuss how to consolidate and break free from debt, and a few holiday savings tips!</p>]]></value>
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      <value><![CDATA[2026-11-04T11:00:00-05:00]]></value>
      <value2><![CDATA[2026-11-04T12:00:00-05:00]]></value2>
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      <timezone><![CDATA[America/New_York]]></timezone>
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      <value><![CDATA[Student Center - Peachtree Room / Related Link (Hybrid)]]></value>
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        <url>https://app.smartsheet.com/b/form/c35a8176ed6840efac5f55e550d4d420</url>
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          <item>660412</item>
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          <item><![CDATA[Wellness]]></item>
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